Top 5 Most Expensive States for Independent Living

Independent living in the most expensive state is more than double the cost of independent living in some other states, new data show.

Perhaps not surprisingly, the East Coast boasts the five most expensive states for independent living, according to a report by online senior living database and information source compiled a state-by-state comparison of independent living costs using pricing that clients provide and what is displayed on a community’s profile. Insurance company Genworth Financial does not compile this type of data, but does provide costs for state-level assisted living and home health.


“The cost of joining an independent living community varies upon several factors which typically include geographic location of the community, apartment floor plan and amenity and service fees,” says in a statement.

Massachusetts is the most expensive state for independent living, with an average cost of $4,002 per month, data show. Rounding out the top five expensive states are Maryland, at $3,964 on average per month; New York, at $3,895 on average per month; New Hampshire, at $3,537 on average per month; and Connecticut at $3,490 on average per month.

On the flip side, the least expensive states for independent living are more regionally scattered.


South Dakota is the least expensive state for independent living with an average cost of $1,399. Following South Dakota are Minnesota, Louisiana, Utah and Illinois at $1,679, $1,804, $1,806 and $1,859, respectively.

While monthly rent includes a number of services, additional costs typically include a non-refundable entrance or community fee, which ranges from $750 to $1,500 on average, says A second-person fee, typically between $500 and $1,000 per month, will also be assessed for couples.

View the report here.

Written by Cassandra Dowell

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